What changed
무엇을 학습했는가
2026-06-10 — War P&I excess cover does not replace primary War P&I in Middle East war-risk transits
**Core topic:** Middle East / Red Sea / Hormuz 계열 war-risk transit에서 P&I liability가 “P&I에 들어 있다”는 막연한 이해는 위험하다. Mutual P&I는 war risks를 기본적으로 제외할 수 있고, International Group 계열 excess War P&I는 보통 primary War P&I 위에 붙는 exces…
War P&I Evidence Checklist for Cargo Underwriters
Reusable checklist for cargo / stock-throughput / project cargo underwriters when a voyage has Red Sea, Bab el-Mandeb, Gulf of Aden, Gulf of Oman, Strait of Hormuz, Persian-Arabian Gulf or similar war-risk corridor expos…
2026-06-09 — Marine cargo sanctions screening as underwriting control point
**Core topic:** marine cargo underwriting에서 sanctions screening을 단순 compliance 후처리가 아니라, route·vessel·counterparty·payment·claims performance를 동시에 통제하는 인수 판단 장치로 설계한다. **Fact:** OFAC는 sanctions programs/country informati…
2026-06-08 — General Average security: cargo underwriting and claims exposure control
**Core topic:** General Average(GA) 선포 시 cargo insurer가 부담하는 보증/분담금/claims handling 리스크와, 인수 단계에서 통제해야 할 정보·조건. **Fact:** CMI는 York-Antwerp Rules(YAR)의 최신 권고 버전으로 **YAR 2016**을 제시하며, Rule XXI interest provision에 대한 기술적 수…
2026-06-07 — Russia oil price cap / maritime services sanctions: cargo·P&I·hull referral control
**Core topic:** 러시아산 원유·석유제품 해상운송 및 관련 보험/금융서비스 제재가 해상보험 언더라이팅 판단에 미치는 영향. **Fact:** UK Russia sanctions statutory guidance는 2026-05-20 업데이트 기준, 특정 러시아 관련 상품·기술·서비스에 대해 직접/간접 금융서비스 제공과 자금 제공 금지를 설명하며, “financial services…
2026-06-06 — JWC 2026 Listed Areas expansion: war-risk underwriting trigger
**Core topic:** 2026년 3월 Joint War Committee(JWC) Listed Areas 확장/경계 변경이 해상보험 언더라이팅 판단에 미치는 영향. **Fact:** LMA/IUA Joint War Committee Circular **JWLA-033, 3 March 2026**은 Hull War, Piracy, Terrorism and Related Perils Li…
JWC Listed Area Underwriting Checklist
Reusable checklist for marine cargo, hull war, P&I/liability, and accumulation review when a voyage, port call, vessel, or cargo may touch Joint War Committee / Joint Cargo Committee listed or watch-list areas. Insured /…
Russia Oil Price Cap Sanctions Underwriting Checklist
Related daily note: [[2026-06-07]] Reusable referral checklist for marine cargo, hull, and P&I/liability submissions involving Russia-linked crude oil, petroleum products, LNG/oil-product movements, shadow-fleet indicato…
Marine Cargo Sanctions Screening Checklist
Reusable underwriting and claims checklist for sanctions-aware marine cargo insurance triage. Use with [[2026-06-09]] daily learning note. Sanctions screening is not a one-time name check. In marine cargo it is a continu…
General Average Security Underwriting Checklist
Reusable underwriting/claims checklist for General Average(GA) security exposure in marine cargo insurance. Use with [[2026-06-08]] daily learning note. GA is not only a claims adjustment issue. It is an underwriting con…